This chart illustrates the varying composition of wealth across different income brackets in the United States, highlighting significant differences in asset distribution. For middle-income households, the principal residence constitutes the majority of their wealth at 61.9%, with pension accounts and liquid assets making up smaller portions. In contrast, upper-income households have a more diversified asset base, with a notable 24.5% in business equity and other real estate, and 18.6% in stocks and securities. The ultra-rich, however, have a strikingly different wealth composition, with nearly half (49.0%) of their assets in business equity and other real estate, and 31.4% in stocks and securities. This indicates a shift from tangible assets like a principal residence to more liquid and investment-oriented assets as wealth increases. The data underscores the importance of business equity and financial assets in the wealth portfolios of the ultra-rich, contrasting sharply with the asset composition of middle-income households. This trend suggests that as individuals ascend the economic ladder, their wealth becomes increasingly tied to investments and business interests, rather than personal property.
